Course Curriculum

Part 1: How Credit Scores are Figured

Part 2: Requesting Your Credit Reports

Part 3: What to Look for in your Credit Reports

Part 4: Contacting and Staying in Contact with Credit Bureaus

Part 1: Strategy 1—Pay your Bills on Time

Part 2: Strategy 2—Avoid Excessive Credit

Part 3: Strategy 3—Pay Down Your Debts

Part 4: Strategy 4—Have a Range of Credit Types

Part 5: Applying Credit Score-Boosting Strategies

Part 1: Avoiding Identity Theft

Part 2: Safe Practices

Part 3: Check Your Score

Part 4: What to do if you are the victim of identity theft?

Part 1: Don't Keep Accounts You Aren't Using

Part 2: Limit Inquiries on Your Credit Report

Part 3: Use Online Loan Comparison Carefully

Part 4: Remember There's More Than One Credit Report

Part 5: Don't Close A Lot of Accounts Just to Improve Your Score

Part 6: No One Thing Will Boost Your Credit Score By Itself

Part 7: Having No Loans or Debt Will Not Improve Your Credit Score

Part 8: Doing Anything Illegal to Boost Your Credit Is, Well, Illegal

Part 1: Fixing Errors on Your Credit Report

Part 2: Addressing Issues with Your Credit Report That You Can’t Resolve

Part 3: Keep Track of Who Sees Your Credit Report and Why 

Part 4: Contacting Creditors as Well as Credit Bureaus

Part 5: Be Careful Where and How You Get Your Credit Reports

Part 1: Budgeting, Living Within Your Means, Spending Less

Part 2: Saving Habits

Part 3: Build Assets and Capital

Part 4: Be Ready for Financial Emergencies

Part 5: Get It In Writing, and Have Contracts Examined by a Lawyer

Part 1: Why You Need a Credit Repair Plan

Part 2: Stay Organized

Part 3: Set Goals and Check Your Progress

Part 4: Pay Attention to Details

Part 5: Have a To-Do List

Part 6: Automate

Part 1: Understand How Money Works

Part 2: What Lenders Look at Other Than a Credit Score

Part 3: Fix Mistakes Quickly

Part 4: Avoid Making Changes Frequently

Part 5: Stay Up to Date

Part 1: Effective Strategies for Dealing with Debt

Part 2: What to Avoid When Dealing with Debt

Part 1: Go Easy on Yourself, but Be Accountable

Part 2: Reward Yourself Responsibly

Part 3: Understand and Regulate the Relationship Between Emotions and Debt.

Part 4: Don’t Be Afraid to Ask for Help if You Need It

Bankruptcy Regulation Inquiry

Bankruptcy Removal Letter

Hard Inquiry Removal Letter

Student Loans and Collections Removal Letter